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:root{--primary-deep:#00205b;--primary-navy:#00205b;--primary-blue:#007bff;--primary-hover:#0056b3;--secondary-blue:#007bff;--accent-orange:#ffc20e;--accent-orange-hover:#ffc72c;--text-dark:#00205b;--text-light:#64748b;--text-white:#fff;--bg-light:#f8fafc;--bg-form:#eceff2;--border-color:#cbd5e1;--font-heading:"Outfit", sans-serif;--font-body:"Inter", sans-serif;--radius-sm:6px;--radius-md:12px;--radius-lg:20px;--shadow-sm:0 2px 4px #0000000d;--shadow-md:0 10px 25px -5px #00000014, 0 8px 10px -6px #00000014;--shadow-lg:0 20px 40px -10px #0000001f;--shadow-glass:0 8px 32px 0 #0f172a33;--transition:all .3s cubic-bezier(.4, 0, .2, 1)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{width:100%;min-height:100vh;font-family:var(--font-body);background-color:var(--bg-light);color:var(--text-dark);-webkit-font-smoothing:antialiased;overflow-x:hidden}a{color:inherit;text-decoration:none}button,a *,button *,.btn-primary-bank,.btn-secondary-bank,.btn-form-next,.btn-form-prev,.btn-form-submit{text-decoration:none!important}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;line-height:1.25}button,input,select,textarea{font-family:var(--font-body)}@keyframes fadeIn{0%{opacity:0;transform:translateY(15px)}to{opacity:1;transform:translateY(0)}}@keyframes slideIn{0%{opacity:0;transform:translate(20px)}to{opacity:1;transform:translate(0)}}@keyframes pulse-subtle{0%,to{transform:scale(1)}50%{transform:scale(1.03)}}@keyframes shake{0%,to{transform:translate(0)}25%{transform:translate(-4px)}75%{transform:translate(4px)}}.animate-fade{animation:.6s cubic-bezier(.16,1,.3,1) forwards fadeIn}.animate-shake{animation:.2s ease-in-out 2 shake}.glass-header{-webkit-backdrop-filter:blur(10px);z-index:100;transition:var(--transition);background:#0a1128e6;border-bottom:1px solid #ffffff1a;position:sticky;top:0}.nav-link{color:#ffffffd9;transition:var(--transition);padding:.5rem 0;font-size:.95rem;font-weight:500;position:relative}.nav-link:after{content:"";background-color:var(--primary-blue);width:0;height:2px;transition:var(--transition);position:absolute;bottom:0;left:0}.nav-link:hover{color:var(--text-white)}.nav-link:hover:after{width:100%}.hero-gradient{background:radial-gradient(circle at 80% 20%, #2563eb40 0%, transparent 50%), linear-gradient(135deg, var(--primary-deep) 0%, #1e1b4b 100%);color:var(--text-white);padding:6rem 2rem 5rem;position:relative;overflow:hidden}.hero-gradient:before{content:"";pointer-events:none;background:radial-gradient(circle at 10% 80%,#0284c726 0%,#0000 40%);width:100%;height:100%;position:absolute;top:0;left:0}.form-card-container{background-color:var(--bg-form);flex-direction:column;align-items:center;min-height:100vh;padding:2rem 1rem;display:flex}.loan-form-header{background-color:var(--primary-deep);color:var(--text-white);z-index:50;width:100%;box-shadow:var(--shadow-sm);align-items:center;padding:1.25rem 2rem;font-size:1.4rem;font-weight:700;display:flex;position:fixed;top:0;left:0}.form-card{box-shadow:var(--shadow-lg);background:#fff;border:1px solid #0000000d;border-radius:8px;width:100%;max-width:650px;margin-top:5rem;margin-bottom:3rem;padding:2.5rem;animation:.5s cubic-bezier(.16,1,.3,1) fadeIn;position:relative}.form-field-group{margin-bottom:1.5rem;position:relative}.form-field-row{grid-template-columns:1fr;gap:1.25rem;display:grid}@media (min-width:600px){.form-field-row{grid-template-columns:1fr 1fr}}.form-label-outside{color:var(--primary-deep);margin-bottom:.4rem;font-size:.85rem;font-weight:600;display:block}.form-label-outside span{color:#e53e3e}.form-input-custom{color:#2d3748;width:100%;transition:var(--transition);background-color:#fff;border:1px solid #cbd5e0;border-radius:5px;outline:none;padding:.75rem 1rem;font-size:1rem}.form-input-custom:focus{border-color:var(--primary-blue);box-shadow:0 0 0 3px #007bff40}.form-select-custom{color:#2d3748;appearance:none;width:100%;transition:var(--transition);background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%234A5568' stroke-width='2'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' d='M19 9l-7 7-7-7'/%3E%3C/svg%3E");background-position:right 1rem center;background-repeat:no-repeat;background-size:1.1rem;border:1px solid #cbd5e0;border-radius:5px;outline:none;padding:.75rem 1rem;font-size:1rem}.form-select-custom:focus{border-color:var(--primary-blue);box-shadow:0 0 0 3px #007bff40}.form-radio-group{gap:1.5rem;margin-top:.5rem;display:flex}.form-radio-label{color:var(--text-dark);cursor:pointer;align-items:center;gap:.5rem;font-size:.95rem;font-weight:500;display:flex}.form-radio-input{appearance:none;cursor:pointer;width:1.1rem;height:1.1rem;transition:var(--transition);border:2px solid #cbd5e0;border-radius:50%;outline:none;place-content:center;display:grid}.form-radio-input:before{content:"";background-color:#3182ce;border-radius:50%;width:.5rem;height:.5rem;transition:transform .12s ease-in-out;transform:scale(0)}.form-radio-input:checked{border-color:#3182ce}.form-radio-input:checked:before{transform:scale(1)}.feature-card{background:var(--text-white);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);transition:var(--transition);border:1px solid #0f172a0d;height:100%;padding:2.25rem 1.75rem}.feature-card:hover{box-shadow:var(--shadow-md);border-color:#2563eb26;transform:translateY(-8px)}.step-card{background:var(--text-white);text-align:center;transition:var(--transition);border:1px solid #00000005;border-radius:12px;padding:2rem 1.5rem;box-shadow:0 4px 15px #00000008}.step-card:hover{transform:translateY(-5px);box-shadow:0 12px 25px #00000012}.step-number{background-color:var(--secondary-blue);width:3.5rem;height:3.5rem;color:var(--text-white);font-family:var(--font-heading);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 1.25rem;font-size:1.4rem;font-weight:800;display:flex;box-shadow:0 4px 10px #007bff4d}.progress-bar-container{justify-content:space-between;align-items:center;margin-bottom:2rem;display:flex;position:relative}.progress-bar-line{z-index:1;background-color:#e2e8f0;height:3px;position:absolute;top:50%;left:0;right:0;transform:translateY(-50%)}.progress-bar-fill{background-color:var(--primary-blue);z-index:1;height:3px;transition:width .4s;position:absolute;top:50%;left:0;transform:translateY(-50%)}.progress-step{color:#a0aec0;z-index:2;width:2.25rem;height:2.25rem;transition:var(--transition);background-color:#fff;border:3px solid #e2e8f0;border-radius:50%;justify-content:center;align-items:center;font-size:.9rem;font-weight:700;display:flex;position:relative}.progress-step.active{border-color:var(--primary-blue);color:var(--primary-blue);background-color:#fff;box-shadow:0 0 0 4px #007bff26}.progress-step.completed{border-color:var(--primary-blue);background-color:var(--primary-blue);color:#fff}.antibot-container{background-color:#f7fafc;border:1px solid #cbd5e0;border-radius:6px;margin-bottom:1.5rem;padding:1rem}.antibot-header{color:#4a5568;align-items:center;gap:.5rem;margin-bottom:.75rem;font-size:.85rem;font-weight:700;display:flex}.captcha-slider-track{background-color:#edf2f7;border:1px solid #e2e8f0;border-radius:20px;justify-content:center;align-items:center;height:40px;display:flex;position:relative;overflow:hidden}.captcha-slider-text{color:#718096;-webkit-user-select:none;user-select:none;pointer-events:none;z-index:1;font-size:.85rem;font-weight:500}.captcha-slider-fill{pointer-events:none;background-color:#4299e126;border-radius:20px 0 0 20px;position:absolute;top:0;bottom:0;left:0}.captcha-slider-thumb{cursor:grab;z-index:2;background-color:#fff;border:1px solid #cbd5e0;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;transition:left .1s;display:flex;position:absolute;left:1px;box-shadow:0 2px 6px #00000026}.captcha-slider-thumb:active{cursor:grabbing}.captcha-slider-thumb.verified{color:#fff;cursor:default;background-color:#48bb78;border-color:#48bb78}.captcha-slider-track.verified{background-color:#f0fff4;border-color:#c6f6d5}.captcha-slider-track.verified .captcha-slider-text{color:#38a169;font-weight:600}.error-text{color:#e53e3e;align-items:center;gap:.25rem;margin-top:.3rem;font-size:.78rem;font-weight:500;animation:.2s fadeIn;display:flex}.success-message{text-align:center;padding:2rem 1rem}.success-icon-container{color:#38a169;background-color:#f0fff4;border:2px dashed #48bb78;border-radius:50%;justify-content:center;align-items:center;width:4.5rem;height:4.5rem;margin:0 auto 1.5rem;display:flex}.toast-alert{background:var(--primary-deep);color:#fff;border-radius:var(--radius-md);box-shadow:var(--shadow-lg);z-index:1000;border-left:4px solid var(--primary-blue);align-items:center;gap:.75rem;max-width:400px;padding:1rem 1.5rem;font-weight:500;animation:.3s cubic-bezier(.16,1,.3,1) slideIn;display:flex;position:fixed;bottom:2rem;right:2rem}.toast-alert.error{border-left-color:#ef4444}.toast-alert.success{border-left-color:#10b981}.container-custom{max-width:1200px;margin:0 auto;padding:0 1.5rem}.btn-primary-bank{background-color:var(--secondary-blue);color:var(--text-white);cursor:pointer;transition:var(--transition);border:none;border-radius:5px;justify-content:center;align-items:center;gap:.5rem;padding:.75rem 1.75rem;font-size:1rem;font-weight:600;display:inline-flex}.btn-primary-bank:hover{background-color:var(--primary-hover);box-shadow:0 4px 12px #007bff4d}.btn-secondary-bank{color:var(--text-white);cursor:pointer;transition:var(--transition);background-color:#0000;border:1px solid #fff6;border-radius:5px;justify-content:center;align-items:center;gap:.5rem;padding:.75rem 1.75rem;font-size:1rem;font-weight:600;display:inline-flex}.btn-secondary-bank:hover{border-color:var(--text-white);background-color:#ffffff1a}.btn-form-next{background-color:var(--primary-blue);color:var(--text-white);cursor:pointer;width:100%;transition:var(--transition);border:none;border-radius:5px;justify-content:center;align-items:center;gap:.5rem;padding:.9rem;font-size:1.1rem;font-weight:600;display:flex}.btn-form-next:hover{background-color:var(--primary-hover)}.btn-form-prev{color:#4a5568;cursor:pointer;width:100%;transition:var(--transition);background-color:#e2e8f0;border:none;border-radius:5px;justify-content:center;align-items:center;padding:.9rem;font-size:1.1rem;font-weight:600;display:flex}.btn-form-prev:hover{background-color:#cbd5e0}.btn-form-submit{background-color:var(--accent-orange);color:var(--primary-deep);cursor:pointer;width:100%;transition:var(--transition);border:none;border-radius:5px;justify-content:center;align-items:center;padding:.9rem;font-size:1.1rem;font-weight:800;display:flex;box-shadow:0 4px 10px #ffc20e4d}.btn-form-submit:hover{background-color:var(--accent-orange-hover);box-shadow:0 6px 15px #ffc20e66}.landing-apply-card{-webkit-backdrop-filter:blur(16px);width:100%;box-shadow:var(--shadow-glass);background:#ffffff14;border:1px solid #ffffff26;border-radius:12px;padding:2.25rem}@keyframes spin{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.animate-spin{animation:1s linear infinite spin}